International Journal of Islamic Business and Economics (IJIBEC) is a peer-reviewed economic journal serving as a forum for Islamic Business Economics Scholars concerning to area of Islamic Accounting, Banking, Economics, Entrepreneurship, Finance, Human Resources Management, and Management. Article Structure : Title, Abstract, Keywords, Introduction, Methods, Results,  Discussions (IMRD) + Conclusion, Acknowledgement, References (CAR)Suplementary data. Writing guidelines using APA Style IJIBEC is inviting papers for Vol. 3 No. 2, December 2019, which is scheduled to be published on December 2019 Read More Read more about Callpaper2019