Investigating Intention-To-Use Sharia Financial Technology In New Normal Era
Abstract
The new normal era has made digital-based industries with good prospects, including the sharia fintech industry. The aims of this study investigated the influence of knowledge about products, attitudes, and intentions-to-use of Sharia Financial Technology. There are three variables discussed in this study is knowledge about products, attitudes, and intentions. The quantitative approach used with this research using a regression test. Data Collected by an online survey of 60 respondents. The results of this study indicate that knowledge of Sharia Fintech affects attitudes and the intention-to-use Sharia Fintech. This study is limited to only Muslim respondents. Knowledge Products provide significant influence to shape attitudes and intentions. There has not been much research on new normal, including the sharia fintech industry. For practitioners, this research is useful as a reference in mapping the Muslim market in the fintech industry. This study highlights the importance of fintech in the new normal era because it can reduce the spread of the covid-19 virus.
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References
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Teng, C., Wang, Y., & Wang, Y. (2015). Decisional factors driving organic food consumption Generation of consumer purchase intentions. https://doi.org/10.1108/BFJ-12-2013-0361
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Vives, X. (2019). Competition and stability in modern banking: A post-crisis perspective. International Journal of Industrial Organization, 64, 55–69. https://doi.org/10.1016/j.ijindorg.2018.08.011
Wang, Y., Guo, F., Wei, J., Zhang, Y., Liu, Z., & Huang, Y. (2020). Knowledge, attitudes and practices in relation to antimicrobial resistance amongst Chinese public health undergraduates. Journal of Global Antimicrobial Resistance, 23, 9–15. https://doi.org/10.1016/j.jgar.2020.07.023
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Agüeria, D. A., Terni, C., Baldovino, V. M., & Civit, D. (2018). SC. Food Control. https://doi.org/10.1016/j.foodcont.2018.03.028
Baron, R. M., & Kenny, D. a. (1986). The Moderator-Mediator Variable Distinction in Social The Moderator-Mediator Variable Distinction in Social Psychological Research: Conceptual, Strategic, and Statistical Considerations. Journal of Personality and Social Psychology, 51(6), 1173–1182. https://doi.org/10.1037/0022-3514.51.6.1173
BPS. (2018). Penduduk menurut Wilayah dan Agama yang Dianut. Retrieved October 2, 2018, from https://sp2010.bps.go.id/index.php/site/tabel?tid=321
Duffett, R. G., & Duffett, R. G. (2015). Facebook advertising ’ s influence on intention-to-purchase and purchase amongst Millennials. https://doi.org/10.1108/IntR-01-2014-0020
Hair, F. J., Celsi, W. M., Oritinau, J. F., & Bush, P. R. (2013). Marketing Research. New York: Mc Graw Hill.
Hawkin, D. I., & Mothersbough, D. (2014). Consumer Behavior. New York: Mc Graw Hill.
Hinduan, Z. R., Suherman, H., Pinxten, W. J. L., Alisjahbana, B., & Hospers, H. J. (2013). HIV-related knowledge and attitudes among Indonesian prison officers. 9(2), 92–102. https://doi.org/10.1108/17449201311326961
Jørgensen, M. T. (2017). Reframing tourism distribution - Activity Theory and Actor-Network Theory. Tourism Management, 62, 312–321. https://doi.org/10.1016/j.tourman.2017.05.007
Kuciapski, M. (2017). A model of mobile technologies acceptance for knowledge transfer by employees. Journal of Knowledge Management, 21(5), 1053–1076. https://doi.org/10.1108/JKM-03-2016-0136
Li, H., Zhang, Y., Tong, H., Tong, Q., & Liu, D. (2011). Study on Psychological Crisis Evaluation CombiningFactor Analysis and Neural Networks. Psychology, 02(02), 138–142. https://doi.org/10.4236/psych.2011.22022
Mohaidin, Z., Wei, K. T., & Ali Murshid, M. (2017). Factors influencing the tourists’ intention to select sustainable tourism destination: a case study of Penang, Malaysia. International Journal of Tourism Cities, 3(4), 442–465. https://doi.org/10.1108/IJTC-11-2016-0049
Mulia, K. (2020). Covid-19 in Indonesia : How tech companies are adapting in a time of crisis. Retrieved June 19, 2020, from https://kr-asia.com/covid-19-in-indonesia-how-tech-companies-are-adapting-in-a-time-of-crisis
OJK. (2018a). Ikhtisar Data Keuangan Fintech (Peer To Peer Lending) Periode Mei 2018. Retrieved October 2, 2018, from https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/fintech/Pages/Ikhtisar-Data-Keuangan-Fintech-(Peer-To-Peer-Lending)-Periode-Mei-2018.aspx
OJK. (2018b). Penyelenggara Fintech Terdaftar di OJK per Mei 2018. Retrieved October 2, 2018, from https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Pages/-Penyelenggara-Fintech-Terdaftar-di-OJK-per-Mei-2018.aspx
Rahman, A. A, F. (2017). intention Consumers and Halal cosmetic products : knowledge , religiosity ,. Journal of Islamic Marketing, 6(1), 148–1. https://doi.org/10.1108/JIMA-09-2013-0068
Rios, R. E., Riquelme, H. E., & Abdelaziz, Y. (2014). Do halal certification country of origin and brand name familiarity matter? Asia Pacific Journal of Marketing and Logistics, 26(5), 665–686. https://doi.org/10.1108/APJML-03-2014-0046
Sekaran, U., & Bougie, R. (2016). Research Methods for Business (7th ed.). West Susex: Willey.
Spacey, R., Goulding, A., & Murray, I. (2004). Exploring the attitudes of public library staff to the Internet using the TAM. Journal of Documentation, 60(5), 550–564.
Teng, C., Wang, Y., & Wang, Y. (2015). Decisional factors driving organic food consumption Generation of consumer purchase intentions. https://doi.org/10.1108/BFJ-12-2013-0361
Valleman, J. D. (2015). How To Share An Intention ’. Philosophy and Phenomenological Research, 57(1), 29–50.
Vives, X. (2019). Competition and stability in modern banking: A post-crisis perspective. International Journal of Industrial Organization, 64, 55–69. https://doi.org/10.1016/j.ijindorg.2018.08.011
Wang, Y., Guo, F., Wei, J., Zhang, Y., Liu, Z., & Huang, Y. (2020). Knowledge, attitudes and practices in relation to antimicrobial resistance amongst Chinese public health undergraduates. Journal of Global Antimicrobial Resistance, 23, 9–15. https://doi.org/10.1016/j.jgar.2020.07.023
Wardhani, N. ., & Bohman, M. (2020). How fintech can help Indonesia’s small and medium enterprises survive the COVID-19 pandemic. Retrieved November 5, 2020, from https://theconversation.com/how-fintech-can-help-indonesias-small-and-medium-enterprises-survive-the-covid-19-pandemic-148528
Weerasinghe, S., & Hindagolla, M. C. B. (2018). Technology acceptance model and social network sites (SNS): a selected review of literature. Global Knowledge, Memory and Communication, 67(3), 142–153. https://doi.org/10.1108/GKMC-09-2017-0079
Williams, M. D., Rana, N. P., & Dwivedi, Y. K. (2015). The unified theory of acceptance and use of technology (UTAUT): A literature review. Journal of Enterprise Information Management, 28(3), 443–448. https://doi.org/10.1108/JEIM-09-2014-0088
Published
2020-12-14
How to Cite
PUSPITA, Rosana Eri; SENJA, Puput Yanita; PERTIWI, Imanda Firmantyas Putri.
Investigating Intention-To-Use Sharia Financial Technology In New Normal Era.
International Journal of Islamic Business and Economics (IJIBEC), [S.l.], v. 4, n. 2, p. 116-126, dec. 2020.
ISSN 2615-420X.
Available at: <http://e-journal.iainpekalongan.ac.id/index.php/IJIBEC/article/view/2705>. Date accessed: 03 mar. 2021.
doi: https://doi.org/10.28918/ijibec.v4i2.2705.
Section
Articles
This work is licensed under a Creative Commons Attribution 4.0 International License.
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