The Intention of Millennial Generation in Paying Zakat through Digital Payments

  • Muhamad Daniyal Al Athar Universitas Islam Negeri Syarif Hidayatullah Jakarta, Indonesia
  • Mohammad Nur Rianto Al Arif Universitas Islam Negeri Syarif Hidayatullah Jakarta Indonesia

Abstract

The zakat management organization (OPZ) is currently making innovations following technological developments, making it easier to pay zakat through digital payments. One of the groups of people who use digital payments is the millennial generation. The millennial generation is also known as the generation that likes things that are easy and related to technology. This study aims to analyze how the millennial generation intends to pay for zakat through digital payments. The method used in this research is logistic regression. The results showed that the variable trust, perception variable, and convenience variable had a significant influence on the intention of the millennial generation to pay zakat through digital payments, while knowledge and motivation had an insignificant effect. This research result implies that OPZ must make a convenient application for the millennial generation in making zakat payments digitally.
 

Downloads

Download data is not yet available.

References

Antonio, M. S., Laela, S. F., & Al Ghifari, D. M. (2020). Optimizing Zakat Collection in the Digital Era: Muzakki’s Perception. Jurnal Dinamika Akuntansi dan Bisnis, 7(2), 235-254.

Asosiasi Penggunaan Jasa Internet Indonesia (APJI). (2019). Statistik Pengguna Internet di Indonesia 1998 – 2018. Jakarta: APJI

Aisyah, S. & Sutejo. B. (2020). Aisyah dan Sutejo (2020) bahwa variabel Pengetahuan tidak Signifikan terhadap keputusan membayar zakat. Jurnal KEIZAI, 1(2).

Badan Pusat Statistik (BPS). (2019). Jumlah Penduduk Indonesia Menurut Kelompok Umur. Jakarta: Bada Pusat Statistik.

Badan Pusat Statistik (BPS). (2015). Survei Penduduk Antar Sensus (SUPAS). Jakarta: Badan Pusat Statitik.

Bawono, A., & Erlangga, R. A. (2019). Perubahan Kesadaran Berzakat, atas Pengaruh Video Iklan Layanan Masyarakat dan Dampaknya pada Masyarakat Jateng dan DIY. Inferensi, 13(1), 149-176.

Charities Aid Foundation. (2019). CAF World Giving Index 2019. Retrieved 9 Juni 2020 from https://www.cafonline.org/about-us/publications/2019-publications/caf-world-giving-index-2019.

Davies, R. (2015). Industry 4.0 Digitalisation for Productivity and Growth. Diakses melalui: https://www.europarl.europa.eu/thinktank/en/document.html?reference= EPRS_BRI%282015%29568337 pada 3 April 2021.

Doktoralina, C. M., Bahari, Z., Abdullah, S. R. (2018). Mobilisation of Income Zakat Payment in Indonesia. Ikonomika: Jurnal Ekonomi dan Bisnis Islam, 3(2), 189-204.

Hanafi, S. (2020). Does Information Affect Online Zakat Payment? A Quantitative Study. International Journal of Zakat, 5(3), 57-72.

Huda, N., & Gofur, A. (2012). Analisis Intensi Muzakki Dalam Membayar Zakat Profesi. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 4(2), 217-240.

Hudaefi, F. A., & Beik, I. S. (2021). Digital Zakah Campaign in Time of Covid-19 Pandemic in Indonesia: a Netnographic Study. Journal of Islamic Marketing, (In-Press). https://doi.org/10.1108/JIMA-09-2020-0299.

Kamaruddin, A. M., Hasid, H. Z., & Yuningsih, I. (2015). Faktor-Faktor Yang Mempengaruhi Keputusan Berzakat Profesi Dan Loyalitas Muzzaki Terhadap Laz Rumah Zakat Kota Samarinda. Jurnal Eksekutif, 12(2), 151-160.

Kanji, L., Habbe, A. H., & Mediaty. (2011). Faktor Determinan Motivasi Membayar Zakat. Jurnal Tashwir, 2(3), 201-210.

Karmanto, G. D., & Baskoro, B. D. (2020). Penggunaan Platform Crowdfunding dalam Menyalurkan Zakat, Infaq, dan Shadaqah (ZIS): Studi Intensi Masyarakat. POINT: Jurnal Ekonomi dan Manajemen, 2(2), 1-15.

Kasri, R. A., & Yuniar, A. M. (2021). Determinants of Digital Zakat Payments: Lesson from Indonesian Experience. Journal of Islamic Accounting and Business Research, In-press. https://doi.org/10.1108/JIABR-08-2020-0258.

Kharisma, A. S., & Putri, N. K. (2020). Teori of Planned Behavior Terhadap Intensi Untuk Memberi Infaq dan Shadaqah Melalui Aplikasi Financial Technology (Go-Pay). Jurnal Ekonomi, Bisnis, dan Akuntansi, 22(4), 421-428.

Khotimah, W., & Larasati, M. (2019). Hubungan Keamanan Persepsian Terhadap Intensi Muzaki Membayar Zakat Menggunakan Aplikasi Digital. Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam, 3(1), 68-80.

Kurniaputri, M. R., Dwihapsari, R., Huda, N., & Rini, N. (2020). Intensi Perilaku dan Religiutas Generasi Milenials Terhadap Keputusan Pembayaran ZIS Melalui Platform Digital. E-Qien: Jurnal Ekonomi dan Bisnis, 7(2), 15-22.

Majid, M. S. A. (2017). The Motivation Of Muzakki To Pay Zakah: Study At The Baitul Mal Aceh. Signifikan: Jurnal Ilmu Ekonomi, 6(1), 159-176. https://doi.org/10.15408/sjie.v6i1.4302.

Maulidina, I. H., & Solekah, N. A. (2020). Anteseden Perilaku Membayar Zakat Pada Badan Amil Zakat Nasional di Lumajang. Equilibrium: Jurnal Ekonomi Syariah, 8(2), 235-254.

Mukhibad, H., Fachrurrozie., & Nurkhin, A. (2019). Determinantf of the Intention of Muzakki to Pay Professional Zakat. SHARE: Jurnal Ekonomi dan Keuangan Islam, 8(1), 45-67.

Nilawati., & Rijal, K. (2020). Potensi Pembayaran Zakat Secara Online dan Offline Serta Realisasi Dana Zakat Indonesia. I-Economics, 5(2), 116-131.

Pidianti, P. (2014) Model Pengaruh Persepsi dan Motivasi Muzakki Terhadap Keputusan Membayar Zakat Profesi (Studi Kasus: Karyawan PT PLN Region Jawa Barat). (Tesis Tidak Dipublikasikan). Bogor: Sekolah Bisnis IPB.

Plunkett, J. W. (2008). Plunkett's E-Commerce & Internet Business Almanac. Houston: Plunkett Research, Ltd.

Pusat Kajian Strategis (Puskas) BAZNAS. (2018). Outlook Zakat Indonesia 2019. Jakarta: Pusat Kajian Strategis BAZNAS.

Pusat Kajian Strategis (Puskas) BAZNAS. (2019). Outlook Zakat Indonesia 2020. Jakarta: Pusat Kajian Strategis BAZNAS.

Pusat Kajian Strategis (Puskas) BAZNAS. (2020). Outlook Zakat Indonesia 2021. Jakarta: Pusat Kajian Strategis BAZNAS.

Rachmat., Baga, L. M., & Purnaningsih, N. (2020). Penghimpunan Dana Zakat Infak Sedekah Berdasarkan Intensi Perilaku Muslim Gen Y dalam Penggunaan Teknologi Digital Payment. Al Muzara’ah, 8(2), 95-108.

Rizkia, R., Arfan, M., & Shabri, M. (2014). Pengaruh Faktor Budaya, Motivasi, Regulasi, Dan Pemahaman Tentang Zakat Terhadap Keputusan Muzakki Untuk Membayar Zakat Maal (Studi Para Muzakki Di Kota Sabang). Jurnal Telaah & Riset Akuntansi, 7(1), 29-38.

Rohim, A. N.. (2019). Optimalisasi Penghimpunan Zakat Melalui Digital Fundraising. Al-Balagh: Jurnal Dakwah dan Komunikasi, 4(1), 59-90. https://doi.org/10.22515/balagh.v4i1.1556.

Rouf, M Abdul. (2011). Analisis Faktor-faktor Yang Mempengaruhi Minat Mayarakat Membayar Zakat di Rumah Zakat Cabang Semarang. (Tesis Tidak Dipublikasikan). Semarang: IAIN Walisongo Semarang.

Saadah, N. (2018). Perencanaan Keuangan Islam Sederhana dalam Bisnis E-Commerce pada Pengguna Online Shop. Economica: Jurnal Ekonomi Islam, 9(1), 105 -128. https://doi.org/10.21580/economica.2018.9.1.2593.

Santoso, I. R. (2019) Strategy for Optimizing Zakat Digitalization in Alleviation Poverty in the Era of Industrial Revolution 4.0. Ikonomika: Jurnal Ekonomi dan Bisnis Islam, 4(1), 35-52..

Saragih, A. H.. (2018). Generation XYZ’s Perception on Zakat Mal and Tax The Planned Behavior Perspective. Shirkah: Journal of Economics and Business, 3(3), 343-376.

Sedjati, D. P., Basri, Y. Z., & Hasanah, U. (2018). Analysis of Factors Affecting the Payment of Zakat in Special Capital Region (DKI) of Jakarta. International Journal of Islamic Business & Management, 2(1), 24-34.

Syafira, F. N., Ratnasari, R. T., & Ismail, S. (2020). The Effect of Religiosity and Trust on Intention to Pay in Ziswaf Collection Through Digital Payment. JEBIS: Jurnal Ekonomi dan Bisnis Islam, 6(1), 98-115.

Tantriana, D., & Rahmawati, L. (2018). The Analysis of Surabaya Muzaki’s Preference for Zakat Payment Through Zakat Digital Method. Proceding International Conference of Zakat 2018.

Utami, P., Suryanto, T., & Ghofur, R. A. (2020). The Effect Digitalization Zakat Payment Against Potential of Zakat Acceptance in National Amil Zakat Agency. Iqtishadia, 13(2), 216-239.

Yunus, M. (2016). Analisis Pengaruh Kepercayaan, Religiusitas, dan Kontribusi terhadap Minat Pedagang Mengeluarkan Zakata di Baitul Mal (Studi Kasus pada Pedagang Pasar LOS Lhokseumawe). Jurnal At-Tawassuth, 1(1), 95-124.
Published
2021-06-01
How to Cite
AL ATHAR, Muhamad Daniyal; AL ARIF, Mohammad Nur Rianto. The Intention of Millennial Generation in Paying Zakat through Digital Payments. International Journal of Islamic Business and Economics (IJIBEC), [S.l.], v. 5, n. 1, p. 38 - 47, june 2021. ISSN 2615-420X. Available at: <http://e-journal.iainpekalongan.ac.id/index.php/IJIBEC/article/view/3675>. Date accessed: 26 oct. 2021. doi: https://doi.org/10.28918/ijibec.v5i1.3675.